Did you know Ulta Beauty Rewards members can earn up to 1.5 points for every dollar spent? This shows the great value and savings the Ulta Ultamate Rewards Credit Card offers. It’s perfect for both frequent Ulta shoppers and those new to beauty and personal care. This card helps you get the most out of your rewards and enjoy exclusive benefits.
This article will cover the Ulta Ultamate Rewards Credit Card’s features and benefits. We’ll show you how to earn and use your points for salon services and special offers. We’ll also explain how to log in and manage your payments for your Ultamate Rewards account.
Key Takeaways
- Earn up to 1.5 points per dollar spent at Ulta Beauty, including in-store, online, and Ulta Beauty at Target purchases
- Enjoy exclusive benefits like birthday gifts and double points during your birthday month
- Redeem your points for purchases, salon services, and more at Ulta Beauty
- Understand the differences between the closed-loop Ultamate Rewards Credit Card and the open-loop Ultamate Rewards Mastercard
- Maximize your rewards by combining the Ulta credit card with other reward programs
Introduction to the Ulta Ultamate Rewards Credit Card
The Ulta Ultamate Rewards Credit Card lets Ulta Beauty customers earn rewards in stores and online. It’s given out by Comenity Bank and comes in two types: the Ultamate Rewards Credit Card and the Ultamate Rewards Mastercard.
These cards work with Ulta’s Ultamate Rewards loyalty program. This means cardholders can earn and use points for different rewards. The loyalty program has over 38 million members, and Ulta Beauty has over 1,300 stores across 50 states in the United States.
The Ultamate Rewards Credit Card gives 1 point for every dollar spent at Ulta Beauty. The Ultamate Rewards Mastercard gives 2 points for every dollar. Plus, new Ultamate Rewards Mastercard holders can get a modest sign-up bonus as of August 2023.
Redeeming points for Ulta Beauty Rewards can get you anything from $3 for 100 points to $125 for 2,000 points. This is more than the usual value of a penny per point and can be worth 3 to 6.25 cents per point.
To get to Platinum status in the Ultamate Rewards program, you need to spend $500 per year. For Diamond status, you need to spend $1,200 per year. Platinum members earn 1.25 points per dollar, and Diamond members earn 1.5 points per dollar.
The Ultamate Rewards Credit Card and Mastercard offer a great way for Ulta Beauty customers to get more rewards and special benefits in the Ulta world.
Two Versions: Closed-Loop and Open-Loop Cards
The Ulta Ultamate Rewards Credit Card has two versions: the Ultamate Rewards Credit Card and the Ultamate Rewards Mastercard. These cards differ in how you can use them and the rewards you get. Knowing the differences can help you pick the best card for your shopping and rewards needs.
Ultamate Rewards Credit Card (Closed-Loop)
The Ultamate Rewards Credit Card is a closed-loop card. This means you can only use it at Ulta Beauty stores and on Ulta.com. It has some great benefits for Ulta shoppers:
- New cardholders get 20% off their first purchase and earn 2X points for every dollar spent at Ulta, both in-store and online.
- There’s a one-time bonus of 500 points for spending $500 outside of Ulta, worth $17.50.
- Membership levels offer different rewards, with Platinum members earning 1.25X points and Diamond members earning 1.5X points at Ulta.
Ultamate Rewards Mastercard (Open-Loop)
The Ultamate Rewards Mastercard is an open-loop card. This means you can use it anywhere Mastercard is accepted, not just at Ulta. It has some extra benefits:
- This card earns 2X points on every dollar spent at Ulta, with no minimum spend.
- Points never expire for Platinum and Diamond members.
- The Ulta Beauty mobile app offers bonus offers up to 5X points per $1 spent.
Both cards have a $0 annual fee, making them easy to get for Ulta shoppers. Think about your spending and which card’s rewards fit your needs best when choosing.
Earning Rewards Points with the Ultamate Rewards Program
The Ulta Ultamate Rewards Credit Card is your ticket to great benefits in the Ulta rewards program. This program has three levels – Base, Platinum, and Diamond. Each level offers different ways to earn ulta credit card rewards.
Base Tier: 1 Point per $1 at Ulta
At the Base level, Ultamate Rewards program members get 1 point for every $1 they spend at Ulta Beauty stores or on ulta.com. This makes it easy to start earning points for your ulta rewards program.
Platinum Tier: 1.25 Points per $1 at Ulta
Reach Platinum status by spending $1,200 a year at Ulta. Then, you’ll earn 1.25 points for every $1 you spend. This means you’ll get more Ultamate Rewards points faster.
Diamond Tier: 1.5 Points per $1 at Ulta
For the best rewards, aim for the Diamond tier by spending $1,200 yearly at Ulta. At this level, you earn 1.5 points for every $1 spent. This lets you earn ulta loyalty program rewards even faster.
But it’s not just about Ulta purchases. The Ultamate Rewards Mastercard also earns 1 point per $3 on other purchases. This gives you more chances to earn rewards.
Ultamate Rewards Credit Card Points Redemption
The Ulta Ultamate Rewards credit card has a great points program. You earn points on every buy at Ulta Beauty stores or on ulta.com. Then, you can use these points for discounts on future buys.
Redeeming more points makes your points worth more. For example, 100 points get you $3 off. But, if you use 5,000 points or more, each point is worth 6.25 cents. This means you could save up to $312.50 on your order.
| Points Redeemed | Value per Point | Maximum Savings |
|---|---|---|
| 100 points | 3 cents | $3 off |
| 500 points | 5 cents | $25 off |
| 5,000 points | 6.25 cents | $312.50 off |
Points from the basic tier expire after a year. But, Platinum and Diamond members earn more points per dollar spent. This means they might get more value from their points before they expire.
The Ulta Ultamate Rewards credit card has a simple and rewarding points program. It makes saving on Ulta Beauty easy. By knowing how much your points are worth and planning your redemptions, you can get the most out of this card.
Maximizing Rewards at Ulta Salons
The Ulta Ultamate Rewards Credit Card lets you earn more points on salon services at Ulta. As a cardholder, you can get up to 2.5 points for every $1 you spend on salon services. This is a great way to earn more rewards.
Every time you get a haircut or a color treatment at Ulta, you earn points. These points can be used for future purchases or salon services. It’s a smart way to save and enjoy more at Ulta.
Redeeming Points for Salon Services
You can also use your points to pay for salon services with the Ulta Ultamate Rewards Credit Card. This means you can use your points for haircuts, color treatments, and more. It’s a smooth way to use your rewards and improve your Ulta experience.
| Reward Tier | Points Earned per $1 Spent | Bonus Points on Salon Services |
|---|---|---|
| Member | 1 point | 1.5 points |
| Platinum | 1.25 points | 2 points |
| Diamond | 1.5 points | 2.5 points |
With the bonus points and the chance to redeem points for salon services, Ulta Ultamate Rewards Credit Card holders can really make the most of their rewards. They get great value from their Ulta shopping and salon visits.
Ultamate Rewards Credit Card Login and Payment
Managing your Ulta Ultamate Rewards Credit Card is easy. Just log in to the Ulta website or mobile app with your Ultamate Rewards info. You can check your balance, see recent buys, and pay your card there.
The Ulta Ultamate Rewards Credit Card is your go-to for Ulta Beauty buys, in-store or online. It helps you earn points with every buy. These points move you closer to Platinum or Diamond status.
Paying Your Ultamate Rewards Credit Card Bill
Paying your Ulta credit card is easy and flexible. You can pay by phone, mail, or through the EasyPay on the Ulta website. Comenity Capital Bank’s customer service, the card provider, is ready to help from 7 a.m. to 11 p.m. CST, Monday to Friday.
To pay by mail, just send your payment to Dallas, Texas. For online payments, EasyPay lets you quickly enter your card info and ZIP code to finish the payment.
Ulta Rewards Credit Card Customer Service
If you need help with your Ulta Ultamate Rewards Credit Card, the customer service team is ready for you. Call them at 866-254-9971 for questions about your account, rewards, or payments.
Keeping a good relationship with your Ulta credit card and the rewards program is important. Use the easy login, payment, and support options to keep your account in great shape. This way, you can keep earning points with every purchase.
| Card Type | Rewards Rate | Elite Status | APR | Foreign Transaction Fee |
|---|---|---|---|---|
| Ultamate Rewards Credit Card | 2 points per $1 at Ulta | Platinum: 2.25 points per $1 Diamond: 2.5 points per $1 | 26.99% (Variable) | 3% |
| Ultamate Rewards Mastercard | 2 points per $1 at Ulta; 1 point per $3 elsewhere | Platinum: 2.25 points per $1 Diamond: 2.5 points per $1 | 26.99% (Variable) | 3% |
“Earning rewards with the Ulta Ultamate Rewards Credit Card has made my shopping experience even more rewarding. The convenient login and payment options make it a breeze to manage my account and maximize the benefits.”
Earning and Redeeming Points at Ulta Beauty at Target
The Ulta Ultamate Rewards Credit Card can’t be used to pay at Ulta Beauty in Target stores. But, you can still earn points on your buys. You’ll get 1 point for every $3 you spend, which is less than the 1 point for every $1 at regular Ulta Beauty stores.
You can’t use your Ultamate Rewards points to pay at Ulta Beauty in Target. You can only use them at regular Ulta Beauty stores or on their website. So, plan your shopping trips to Ulta Beauty carefully to earn and use your points well.
In short, the Ultamate Rewards Credit Card doesn’t offer the same perks at Ulta Beauty in Target. But, you can still earn points on your buys, just at a lower rate. Make sure to keep an eye on your points and use them at regular Ulta Beauty stores for the best value.
Ultamate Rewards Credit Card
The Ulta Ultamate Rewards Credit Card is great for those who shop at Ulta Beauty often. It lets you earn and use rewards on your purchases. You can get bonus points on what you buy at Ulta, which you can use for different products and services.
When you sign up in August 2023, you get a nice bonus. You earn 2 points for every $1 you spend at Ulta and 1 point for every $3 elsewhere with the Mastercard version. These points are worth more than a penny each, ranging from 3 to 6.25 cents.
But remember, points expire after a year if you’re just a basic member. If you’re Platinum or Diamond, they don’t expire. Also, the card has an APR of 21.99% to 30.99% for the Mastercard version and 30.99% for the regular card as of August 2023.
| Card Type | Earn Rate | Sign-up Bonus | APR |
|---|---|---|---|
| Ultamate Rewards Credit Card | 2 points per $1 at Ulta, 1 point per $3 elsewhere | Modest sign-up bonus | 30.99% ongoing APR |
| Ultamate Rewards Mastercard | 2 points per $1 at Ulta, 1 point per $3 elsewhere | Modest sign-up bonus | 21.99% to 30.99% ongoing APR |
The Ulta Ultamate Rewards Credit Card is a good choice for those who shop at Ulta a lot. But, you should think about the high interest rates before deciding if it’s right for you.
Potential Drawbacks: Interest Rates and Flexibility
The Ulta Ultamate Rewards Credit Card has many benefits, but it’s good to know the downsides too. One big issue is the high ulta credit card interest rate. As of August 2023, the APR can be between 21.99% to 30.99%. The fixed APR for the Ultamate Rewards Credit Card is 30.99%. These high rates can erase the benefits of the rewards if you don’t pay off your balance each month.
Another thing to consider is the ulta rewards credit card flexibility is limited. You can’t use your points for anything outside of Ulta Beauty stores or Ulta.com. This means you’re stuck using your points only at Ulta, which might not be as useful as other credit cards.
Even with its great rewards for Ulta fans, the card’s high interest and limited use should be thought over. Think about if this card meets your financial needs and how you spend money.
| Card | Ongoing APR | Redemption Options |
|---|---|---|
| Ultamate Rewards Mastercard | 21.99% – 30.99% | Ulta Beauty stores and Ulta.com |
| Ultamate Rewards Credit Card | 30.99% | Ulta Beauty stores and Ulta.com |
Tips for Maximizing the Ultamate Rewards Credit Card Benefits
To get the most from your Ulta Ultamate Rewards Credit Card, use it with other reward cards for non-Ulta buys. This way, you can earn more points or cash back on things not bought at Ulta. For instance, the Chase Freedom Unlimited® gives 5% cash back on travel and 3% on dining and drugstore buys. This can add to the 1-1.5 points per $1 you earn at Ulta.
Also, keep an eye on when your Ultamate Rewards points expire, especially if you’re a Base-tier member. A calendar reminder can help you use your points before they’re gone. Ulta’s Platinum Member Appreciation Day in late August is a good time to earn extra points.
Combine with Other Reward Credit Cards
Find cards that give more rewards in areas your Ulta card doesn’t cover, like travel, dining, or groceries. Some great choices are:
- The Chase Sapphire Preferred® Card, which earns 60,000 points worth $750 in travel when you spend $4,000 in the first 3 months.
- The Wells Fargo Active Cash® Card, which gives a simple 2% cash back on all buys.
- The Blue Cash Preferred® Card from American Express, offering 6% back at U.S. supermarkets and 3% at U.S. gas stations.
Track Point Expiration Dates
It’s key to keep track of when your Ultamate Rewards points expire, especially if you’re a Base-tier member. Ulta has bonus point chances all year, like Platinum Member Appreciation Day. Make sure to use your points before they expire to get the most rewards.
Conclusion
The Ulta Ultamate Rewards Credit Card is great for those who shop at Ulta often. It lets you earn and use rewards on both in-store and online purchases. You can earn up to 2.5 points per $1 spent, including on salon services, which can save you a lot.
But, you should think about the high interest rates and limited flexibility before deciding. It’s important to see if the Ulta Ultamate Rewards Credit Card fits your financial needs and shopping habits.
The Ulta Ultamate Rewards Credit Card is good for loyal Ulta customers. Yet, the high APR and limited flexibility might not be ideal for those who don’t shop at Ulta often or carry a balance. Make sure to think about your spending and financial goals before choosing this card.
In the end, the Ulta Ultamate Rewards Credit Card can be a handy tool for Ulta fans. But, you should compare it with your financial situation and spending habits to see if it’s is the ulta credit card worth it for you.
FAQ
What are the benefits of the Ulta Ultamate Rewards Credit Card?
The Ulta Ultamate Rewards Credit Card gives you lots of perks. You earn points on your purchases. You can use these points for products or salon services. Plus, you get exclusive offers.
What are the two versions of the Ulta Ultamate Rewards Credit Card?
There are two types of the Ulta Ultamate Rewards Credit Card. The first is the Ultamate Rewards Credit Card. The second is the Ultamate Rewards Mastercard.
How do I earn points with the Ulta Ultamate Rewards Credit Card?
You earn points by spending at Ulta. The amount you earn depends on your tier. For example, you get 1 point per $1 spent at Ulta as a Base tier member. Platinum and Diamond tier members earn more.
Outside of Ulta, you earn 1 point per $3 spent with the Ultamate Rewards Mastercard.
How can I redeem my Ulta Ultamate Rewards points?
You can use your points for many products and services at Ulta Beauty. The more points you use, the more value you get. Points are worth up to 6.25 cents each when redeemed.
Can I earn bonus points on Ulta salon services?
Yes, you can earn more points on salon services at Ulta. You get up to 2.5 points per $1 spent. This is a great way to earn more rewards.
How do I access my Ulta Ultamate Rewards Credit Card account?
Log in to the Ulta website or mobile app with your Ultamate Rewards account details. You can see your balance, transactions, and make payments there.
Can I use my Ulta Ultamate Rewards Credit Card at Ulta Beauty at Target?
No, you can’t use it at Ulta Beauty at Target. But, you can earn points on your purchases at Ulta Beauty at Target. You earn 1 point for every $3 spent.
What are the potential drawbacks of the Ulta Ultamate Rewards Credit Card?
The card has high interest rates, between 21.99% and 30.99%. This can erase the value of your rewards if you carry a balance. Also, the points can only be used at Ulta, not for general purchases.
How can I maximize the benefits of the Ulta Ultamate Rewards Credit Card?
Use the card wisely to get the most out of it. Combine it with other cards for purchases outside Ulta. Also, keep an eye on your points to avoid losing them.
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